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The advertised mortgage rates are supplied by the lenders and mortgage brokers and are subject to change without notice. Will I have to sell my house in order to do this or can I refinance and renew the reverse mortgage at the higher value of my property. This prompted an IRS assertion that, since the covenant was not independently valued, it was not severable from goodwill and thus any payments related to the covenant not to compete should be non-deductible.

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