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Check on your lender to make sure the extra payments are being applied to your principal. For more information see Resources and Tools or JPMorgan Chase and Co. Loan Programs Direct Lenders Mortgage Rates Imperfect Credit Home Equity Loans First Time Buyer Pre-approval No Doc Loans No Fee Loans More Mortgage Lender Topics Mortage Terms Credit report A record that lists all past and present debts and the timeliness of their repayment it documents an individuals credit history.
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